Disclosures – LendingTree https://www.lendingtree.com 800-310-1860 Thu, 30 Sep 2021 14:49:17 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 133 https://www.lendingtree.com/disclosure/133/ Fri, 23 Jul 2021 20:57:38 +0000 https://www.lendingtree.com/?post_type=disclosure&p=133450
  • El préstamo publicado es un préstamo de amortización total con tasa fija a 30 años, asumiendo un monto de préstamo de 400,000 USD y una tasa de interés del 4.75%.
  • Este préstamo tiene capital mensual de 360 y pagos de intereses de $1825.77 USD. La APR divulgada se basa en puntos de descuento, tarifa de origen de % y $0.00 USD en cargos adicionales de financiamiento de pago por adelantado que se pagarán al cierre.
  • La Tasa Anual Equivalente (APR) es 4.84%.
  • El siguiente cuadro muestra la tasa de interés, la APR y los pagos mensuales iniciales (en USD):
  • Ejemplos de pagos

    Monto del Préstamo Tasa de Interés APR Pagos Mensuales
    $200,000 4.94% 5.03% $1066.32
    $250,000 4.75% 4.93% $1304.12
    $300,000 4.75% 4.90% $1564.94
    $350,000 4.75% 4.84% $1825.77
    $400,000 4.63% 4.82% $2056.56

    Suposiciones de Divulgación

    • La tasa de interés cotizada asume un puntaje crediticio de la FICO de 720 con una relación préstamo a valor máxima de 80 % en una residencia primaria.
    • La tasa de interés real, la APR y el pago pueden variar con base en las condiciones específicas del préstamo seleccionado, la verificación de la información, su historial crediticio, el tipo y ubicación de la propiedad y otros factores según los determinen los Prestamistas.
    • No disponible en todos los estados.
    • Las tasas están sujetas a cambio diariamente sin aviso.
    • Los montos de pago que se muestran no incluyen impuestos o seguro.

    Source

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    132 https://www.lendingtree.com/disclosure/132/ Fri, 23 Jul 2021 20:56:34 +0000 https://www.lendingtree.com/?post_type=disclosure&p=133449
  • El préstamo publicado es un préstamo de amortización total con tasa fija a 15 años, asumiendo un monto de préstamo de 400,000 USD y una tasa de interés del 3.88%.
  • Este préstamo tiene capital mensual de 180 y pagos de intereses de $2933.76 USD. La APR divulgada se basa en puntos de descuento, tarifa de origen de % y $ USD en cargos adicionales de financiamiento de pago por adelantado que se pagan al cierre.
  • La Tasa Anual Equivalente (APR) es 4.17%.
  • El siguiente cuadro muestra la tasa de interés, la APR y los pagos mensuales (en USD):
  • Ejemplos de pagos (en USD)

    Monto del Préstamo Tasa de interés APR Pagos Mensuales
    $200,000 3.99% 4.33% $1478.37
    $250,000 4.13% 4.20% $1864.92
    $300,000 3.75% 4.05% $2181.67
    $350,000 4.13% 4.27% $2610.89
    $400,000 3.88% 4.17% $2933.76

    Suposiciones de Divulgación

    • La tasa de interés cotizada asume un puntaje crediticio de la FICO de 720 con una relación préstamo a valor máxima de 80 % en una residencia primaria.
    • La tasa de interés real, la APR y el pago pueden variar con base en las condiciones específicas del préstamo seleccionado, la verificación de la información, su historial crediticio, el tipo y la ubicación de la propiedad y otros factores según los determinen los Prestamistas.
    • No disponible en todos los estados.
    • Las tasas están sujetas a cambio diariamente sin aviso.
    • Los montos de pago que se muestran no incluyen impuestos o seguro.

    Source

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    131 https://www.lendingtree.com/disclosure/131/ Fri, 23 Jul 2021 20:55:03 +0000 https://www.lendingtree.com/?post_type=disclosure&p=133447
  • El préstamo publicado es una ARM (Hipoteca con Tasa de Interés Variable) de 5/1 con un plazo de amortización total de 30 años de las ofertas actuales publicadas para consumidores por Prestamistas de la Red.
  • Después del periodo inicial, la tasa de interés variable y el pago se ajustarán cada año e igualarán el total de la tasa LIBOR de 12 meses (1.92 % a partir del 13-Dec-20) más un margen de 0.00%.
  • El cambio periódico máximo en la tasa de interés es 2 % con un incremento máximo de tasa de % por encima de la tasa de interés inicial.
  • Si la tasa de interés se ajustó a la tasa máxima (la cual no puede ocurrir sino hasta después del quinto año), el pago máximo mensual por cada monto del préstamo será: $1272.42 USD por $175,000 USD; $1442.84 USD por $200,000 USD; $1,609.94 USD por $225,000 USD; $1803.55 USD por $250,000 USD; $2812.28 USD por $400,000 USD.
  • No existe multa por pago anticipado.
  • La Tasa Anual Equivalente (APR) es variable y está sujeta a incrementarse o reducirse, entonces sus pagos pueden incrementarse o reducirse cada año después del periodo inicial.
  • El siguiente cuadro muestra la tasa de interés, la APR, y los pagos mensuales iniciales:

    Ejemplos de pagos (en USD)

    Monto del Préstamo Tasa de interés inicial (por 60 meses) APR Pagos mensuales iniciales (por 60 meses)
    $175,000 5.25% 4.58% $966.36
    $200,000 4.25% 3.32% $983.88
    $225,000 4.25% 3.31% $1106.86
    $250,000 4.88% 4.18% $1323.02
    $400,000 4.75% 4.15% $2086.59
    • Suposiciones de Divulgación
    • La tasa de interés cotizada asume un puntaje crediticio de la FICO de 720 con una relación préstamo a valor máxima de 80 % en una residencia primaria.
    • La tasa de interés real, la APR y el pago pueden variar con base en las condiciones específicas del préstamo seleccionado, la verificación de la información, su historial crediticio, el tipo y ubicación de la propiedad y otros factores según los determinen los Prestamistas.
    • La tasa de interés inicial se fija por 5 años. La APR divulgada se basa en 0.00 puntos de descuento, tarifa de origen de 995.00% y cargos adicionales de financiamiento de pago por adelantado de 0.00 que se pagarán al cierre. El primer pago ajustado probablemente incrementará a aproximadamente 1,239.35.
    • La tasa de interés y la APR son variables y sujetas a incremento
    • No disponible en todos los estados.
    • Las tasas están sujetas a cambio diariamente sin aviso.
    • Los montos de pago que se muestran no incluyen impuestos o seguro.
    • Source

      ]]> 130 https://www.lendingtree.com/disclosure/130/ Fri, 23 Jul 2021 20:41:59 +0000 https://www.lendingtree.com/?post_type=disclosure&p=133446 Las ofertas que aparecen en este sitio son de las compañías de las que LendingTree recibe compensación. Esta compensación puede impactar cómo y dónde aparecen los productos en este sitio (incluyendo, por ejemplo, el orden en el que aparecen). LendingTree no incluye a todos los prestamistas, productos de ahorros, u opciones de préstamo disponibles en el mercado.

      ¿Qué parte de los servicios de LendingTree relacionada con mi solicitud de préstamo es gratuita?
      No existen costos para presentar una solicitud de préstamo, para obtener relaciones con prestamistas ni para recibir ofertas o cotizaciones de préstamos condicionales. Usted puede revisar las ofertas o cotizaciones de préstamos condicionales y hablar con los prestamistas sin ningún costo. Por supuesto que el prestamista que usted elija puede exigir una tarifa para procesar formalmente su solicitud de préstamo, tasación, y/o informe de crédito, pero hasta que no acuerde pagarle al prestamista cualquier tarifa, usted puede examinar productos en LendingTree sin ningún costo.

      ¿Cómo se le paga a LendingTree?
      LendingTree no le cobra a usted, el consumidor, ninguna tarifa por sus servicios. ¿Quién paga nuestras facturas? El prestamista. Por supuesto que usted será responsable de pagarle al prestamista con quien cierre el préstamo el costo del procesamiento o cierre del préstamo u otras tarifas.

      Source

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      129 https://www.lendingtree.com/disclosure/129/ Tue, 20 Jul 2021 12:28:25 +0000 https://www.lendingtree.com/?post_type=disclosure&p=131690 NO PURCHASE NECESSARY TO ENTER OR WIN.  THE PURCHASE OF ANY GOOD(S) OR SERVICE(S) WILL NOT INCREASE YOUR CHANCES OF WINNING.

      THIS PERSONAL LOAN APPRECIATION EVENT (the “Event”) IS SUBJECT TO FEDERAL, STATE, AND LOCAL REGULATIONS AND LAWS AND VOID WHEREVER PROHIBITED OR RESTRICTED.

      THESE PERSONAL LOAN APPRECIATION EVENT OFFICIAL RULES (these “Rules”) ARE A LEGALLY BINDING AGREEMENT BY AND BETWEEN YOU AND SPONSOR (AS DEFINED BELOW) AND GOVERN YOUR ENTRY AND PARTICIPATION IN THE EVENT.

      1. Sponsor. The Event is sponsored by LendingTree, LLC (“Sponsor”).  Sponsor may be contacted at 1415 Vantage Park Drive, Suite 700, Charlotte, North Carolina 28203 and 855-759-1906.  Employees of Sponsor, its parent company, subsidiaries, affiliates, and all advertising agencies, printers, promotional agencies and families of each involved in this Event are not eligible to participate or win the Event.
      2. Odds. The odds of becoming the Winner (as defined below) depend on the number of eligible Entries (as defined below) received by Sponsor during the Event Period (as defined below).
      3. Event Period. The Event begins on August 16, 2021 at 12:00 a.m. and ends on September 19, 2021 at 11:59 p.m. (the “Event Period”).  All Entries (as defined below) must be received during the Event Period.  Sponsor’s computer (or that of its designee for this Event) is the official time-keeping device for Entry into the Event.  For purposes of these Rules, all times and days are Eastern Standard Time.
      4. Eligibility. To be eligible for the Event, an individual must meet all of the following conditions:
        1. be 18 years of age or older at the beginning of the Event Period;
        2. be a legal resident of the United States of America (including the District of Columbia), but excluding Delaware, Florida, Michigan and North Dakota (the “Event Territory”);
        3. open and complete registration of an online account at Sponsor’s website lendingtree.com during the Event Period; and
        4. close on a Personal Loan (as defined below) during the Event Period.

      Each individual that meets all of the foregoing conditions will be considered an “Entrant” hereunder, and will be deemed to have submitted one “Entry” to the Event.  ONLY ONE (1) ENTRY PER INDIVIDUAL WILL BE ELIGIBLE.  Sponsor is not responsible for lost, late, illegible, incomplete, mutilated, undelivered, or misdirected Entry information.  Upon submission, all Entries (subject to each Entrant’s rights in his or her personal information) shall become the exclusive property of Sponsor and will not be acknowledged or returned.

      1. Definition of Personal Loan. For purposes of these Rules, the term “Personal Loan” shall mean a loan for personal, family or household purposes: (a) from a national bank, federal savings association, state-charted bank or savings association, federal or state-chartered credit union, state-licensed consumer finance company or any other similar lending institution licensed to make consumer loans under applicable federal or state laws; and (b) that allows the borrower to determine the consumer related purposes for which the loan will be used (including, for example, debt consolidation, credit card refinancing, home improvement, vacation and moving or relocation expenses).  For purposes of the Event, Personal Loans do not include any advances or draws on credit card accounts.  Notwithstanding any of the foregoing, whether a particular loan is considered a Personal Loan that is eligible for the Event will be determined by Sponsor in its sole discretion.
      2. Verification of Loan Closing. Sponsor will verify whether an Entrant has closed on a Personal Loan as required by these Rules based on reports obtained from one or more credit reporting agencies of Sponsor’s choosing.  Each Entrant acknowledges and agrees that Sponsor’s determination of whether such Entrant has closed on a Personal Loan is subject to the accuracy of the information included in the reports received by Sponsor from the relevant credit reporting agencies, and consents to the foregoing uses of such information.  Each Entrant further acknowledges and agrees that Sponsor has no obligation to verify or otherwise confirm that the information contained in any credit report is accurate or complete.  NONE OF SPONSOR, ITS SUBSIDIARIES OR ITS AFFILIATES SHALL HAVE ANY LIABILITY OR RESPONSIBILITY FOR ITS OR THEIR RELIANCE OF THE INFORMATION CONTAINED IN ANY REPORT OBTAINED FROM A CREDIT REPORTING AGENCY.
      3. Warranties and Consents. By completing and submitting an Entry, each Entrant represents and warrants that (a) as of the beginning of the Event Period, Entrant is at least 18 years of age and a resident of the Event Territory; (b) Entrant has read, and agrees to be bound by these Rules; (c) based on these Rules, Entrant is eligible to participate in the Event; and (d) all of the information provided as part of Entrant’s Entry is accurate, does not violate any third party’s legal rights (including rights of privacy and publicity), and otherwise does not violate applicable law.
      4. Winner Selection. The winner of the Event (the “Winner”) will be selected in a random software-enabled drawing, to be conducted within seventy-five (75) calendar days after the end of the Event Period, from all Entries received by the Sponsor that meet the eligibility criteria specified in Section 4 (Eligibility) above and otherwise set forth in these Rules.
      5. Prize Details. The Winner will receive a one-time, cash prize of five thousand U.S. dollars (USD 5,000.00) (the “Prize”). The Prize may be delivered to the Winner by check, gift card or money transfer, as determined by Sponsor in its sole discretion.
      6. Winner Notification. The Winner will be notified via telephone and/or email within five (5) business days of selection, and will be given instructions on how to claim the Prize. Three (3) attempts will be made to contact the Winner within a five (5) business day period following the initial attempt of notification.  If the Winner fails to respond within such five (5) business day period, or if an e-mail attempt is consistently returned as undeliverable, or if a selected Winner cannot accept or receive a prize for any reason, or if he or she is not in compliance with these Rules, the Prize will be forfeited and an alternate Winner may be selected at Sponsor’s discretion.  The Winner has five (5) business days after acceptance to take delivery of the Prize.
      7. Affidavit of Eligibility. The Winner may be required to execute and return to Sponsor an Affidavit of Eligibility and Liability/Publicity Release (the “Affidavit”), where permitted and applicable, within ten (10) business days of notification.  By completing, signing and returning the Affidavit, the Winner (a) releases and forever discharges Sponsor, its affiliates and subsidiaries, and their respective advertising and promotional agencies from all claims, demands, damages, actions and causes of action arising out of participation in this Event or to arise by use of the Prize; and (b) confirms compliance with these Rules.
      8. Awarding of Prize. The Prize is nontransferable, non-assignable, non-negotiable, and not redeemable for credit.  The Prize must be accepted as awarded and is awarded “AS IS” with no warranty, representation or guarantee, express or implied, in fact or in law, made by Sponsor or for which Sponsor shall be liable, including, without limitation, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE.  No substitution may be made, except by Sponsor, who reserves the right (but has no obligation) to substitute the Prize (or a component thereof) with another prize (or component thereof) of equal or greater value if the Prize is not available for any reason as determined by Sponsor in its sole discretion.  The Winner is solely and fully responsible for any and all costs, fees, taxes, assessments and expenses associated with the Prize award, redemption, receipt and use, including all federal, state and local taxes on the Prize.  The Prize will be awarded only upon successful verification that all Event requirements have been met, including eligibility, age and other claims of or information provided by the potential Winner.  Unused components of the Prize shall be forfeited.  The Winner must take delivery of the Prize within thirty (30) days of notice of availability from Sponsor or the supplier of such Prize, at a time and place specified by Sponsor or the supplier of such Prize.  The Winner waives the right to assert as a cost of winning a Prize any and all costs of verification and redemption or travel to redeem the Prize, if any.
      9. Taxes. The value of the Prize will be taxable to the Winner as income.  All federal, state and local taxes and any other costs and expenses associated with the acceptance and/or use of the Prize not specifically provided for in these Rules are solely the Winner’s responsibility.  The Winner is solely responsible for reporting and paying any and all applicable taxes.  Each Entrant should contact his or her own tax advisor for any questions concerning taxes.
      10. Publicity. Except where prohibited by law, participation in the Event constitutes each Entrant’s (including the Winner’s) consent to Sponsor’s (and its designees’, successors’ and assigns’) use of such Entrant’s name, biography, likeness, voice, photographs, video, opinions, statements, comments, city, state and country of residence for promotional, marketing or publicity purposes in any manner or media (including online, in print or through any other media now known or hereafter developed), worldwide, in perpetuity, and without further payment, compensation, consideration, notice, review or consent.
      11. Indemnification. By entering the Event, each Entrant agrees to forever release, indemnify and hold harmless Sponsor, Sponsor’s parent companies, managing agents, subsidiaries and affiliates, and their related parties, and each of the foregoing entities’ respective officers, directors, employees, representatives and agents of each (collectively, the “Released Parties”) FROM AND AGAINST ANY AND ALL LIABILITY WHATSOEVER FOR ANY CLAIMS, COSTS, INJURIES, LOSSES OR DAMAGES OF ANY KIND ARISING OUT OF OR IN CONNECTION WITH ENTRANT’S PARTICIPATION IN THE EVENT, OR DOWNLOADING OR ACCESSING OF ENTRY MATERIALS, OR THE ACCEPTANCE, POSSESSION OR USE OR MISUSE OF ANY PRIZE AWARDED HEREIN, ANY SERVICES PROVIDED BY PARTIES OTHER THAN THE SPONSOR IN CONNECTION WITH A PRIZE AWARDED, OR PARTICIPATION IN ANY PRIZE-RELATED ACTIVITY (INCLUDING CLAIMS, COSTS, INJURIES, LOSSES OR DAMAGES RELATED TO PERSONAL INJURIES, DEATH, DAMAGE TO, LOSS OR DESTRUCTION OF PROPERTY, RIGHTS OF PUBLICITY OR PRIVACY, DEFAMATION OR PORTRAYAL IN A FALSE LIGHT).  Each Entrant further covenants not to sue Sponsor or any of the other Released Parties and hereby acknowledges that neither Sponsor nor any Released Party has made or is in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to the Event or any prize.
      12. Limitations of Liability. The Released Parties are not responsible for: (a) any incorrect or inaccurate information, whether caused by Entrants, a credit reporting agency, printing errors or by any of the equipment or programming associated with or utilized in the Event; (b) technical failures of any kind, including malfunctions, interruptions, or disconnections in the Internet, phone lines, or network hardware or software; (c) unauthorized human intervention in any part of the Entry process or the Event; (d) technical or human error which may occur in the administration of the Event or the processing of Entries; (e) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from an Entrant’s participation in the Event or receipt or use or misuse of the Prize; or (f) undeliverable emails.  If for any reason an Entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, the Entrant’s sole remedy is another Entry in the Event at the discretion of the Sponsor.
      13. Disputes. Each Entrant, including the Winner, agrees that: (a) any and all disputes, claims and causes of action arising out of or connected with this Event or any Prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the state and federal courts located in Mecklenburg County, North Carolina, United States; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Event, but in no event attorneys’ fees; and (c) under no circumstances will an Entrant, including the Winner, be permitted to obtain awards for (and each Entrant, including the Winner, hereby waives all rights to claim) indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.  Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above may not apply to A PARTICULAR ENTRANT.  All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, or the rights and obligations of the Entrants, the Winner and Sponsor in connection with the Event, shall be governed by, and construed in accordance with, the laws of the State of North Carolina, United States without giving effect to any choice of law or conflict of law rules (whether of the State of North Carolina or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of North Carolina.
      14. Termination; Modification. In the event Sponsor is prevented from continuing with the Event by any event beyond its control, including compromised integrity of the Event, infection by computer virus, unauthorized intervention, technical failures, or if causes beyond Sponsor’s control corrupt or interfere with the administration, integrity, operation, security or proper play of this Event, Sponsor reserves the right to, within its sole discretion, cancel, terminate, modify, or suspend the Event. If Sponsor elects to abbreviate the Event as a result of such an event, Sponsor may award the Prize from among all valid and eligible Entries received up to the time of such event.  In no event will more prizes be awarded than stated in these Rules.
      15. General Conditions. Sponsor may, at its sole discretion, disqualify any individual found to be tampering with the entry process or the operation of the Event or to be acting in violation of these Rules or in an unsportsmanlike or disruptive manner.  Sponsor has the right, in its sole discretion, to maintain the integrity of the Event, to void entries for any reason, including: (a) multiple entries from the same individual from different IP addresses; (b) multiple entries from the same computer in excess of that allowed by the Rules; or (c) the use of bots, macros, scripts, or other technical means for entering.  Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law.  Sponsor’s failure to enforce any term of these Rules shall not constitute a waiver of that provision.
      16. Proof of Entry. The Winner may be required to provide Sponsor with proof that he or she is the authorized account holder of the e-mail address associated with the winning Entry.  Proof of submitting Entries will not be deemed to be proof of receipt by Sponsor.
      17. Winner List. To obtain a copy of the Winner’s name or a copy of these Rules, an individual may mail his or her request along with a stamped, self-addressed envelope to Sponsor at the address listed above.  All such requests must be received by Sponsor by the end of the Event Period.  A copy of the Winner’s name will only be made available in response to any such requests after the Winner has taken delivery of the Prize.
      18. Personal Data. All information provided by an Entrant in connection with the Event will be used and processed by Sponsor in accordance with Sponsor’s Privacy Policy as posted on its website at https://www.lendingtree.com/legal/privacy-policy/.  Your use of any websites operated by Sponsor and any of Sponsor’s affiliates and subsidiaries is governed by the Terms of Use Agreement posted at https://www.lendingtree.com/legal/terms-of-use/ or on such websites.  Each Entrant consents to be contacted by Sponsor or its affiliates by email or telephone in connection with the Event.

      Source

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      128 https://www.lendingtree.com/disclosure/128/ Thu, 10 Dec 2020 01:08:42 +0000 https://www.lendingtree.com/?post_type=disclosure&p=99455 Offers which appear on LendingTree’s Mortgage Rate Tables are from companies from which LendingTree receives compensation. This compensation may impact the location and order in which these products appear. The figures displayed are based on offers provided by lenders on our network during the previous up to two weeks. The Rate Table can be adjusted based on inputs that you select. Your individual credit situation will play a factor in the rates and terms for which you would ultimately qualify. You may contact certain lenders to inquire directly about their loan products. If you choose to move forward on LendingTree’s website, you will be asked to share certain information on a qualification form which will be provided to providers that may be able to fulfill your product request, if such a provider is available. By submitting a qualification form, you are not guaranteed to see offers from any provider, even if that provider appears on the rate table you are viewing.

       

       

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      127 https://www.lendingtree.com/disclosure/127/ Wed, 09 Dec 2020 20:04:38 +0000 https://www.lendingtree.com/?post_type=disclosure&p=99405 Offers which appear on LendingTree’s Rate Tables are from companies with which LendingTree receives compensation.

      Advertisements using Rate Table figures are based on the following assumptions: an excellent credit borrower, looking for a home refinance loan for primary home priced at $250,000, with a mortgage balance of $200,000. While the ads are based off of those assumptions, the Rate Table can be adapted to fit any other configuration and these figures are examples only. Terms and conditions may apply and your individual credit situation will play a factor in the rates and terms for which you would ultimately qualify for.

      Rates, APRs, Monthly Payment Amounts data shown in the LendingTree  rate table are examples only and do not take into consideration mortgage insurance premiums , origination fees , points (if required), homeowners insurance, or property taxes. For more details click here for LendingTree’s Terms of Use. Further, data displayed in the LendingTree rate table does not take into consideration your personal financial situation, appraised value of your home, actual credit score, income, existing debt, or other circumstances particular to an individual. The monthly mortgage payment may increase from the example listed. If you choose an ARM, your payment will likely increase at the stated interval (usually every 12 months) even though it can be fixed only for an initial period (i.e. 5/1 ARM fixed payment for first 5 years then stated increases every 12 months thereafter until the cap, if applicable, is reached). Factors including but not limited to your personal financial situation, appraised value of your home, actual credit score, income, and existing debt will also impact the actual Rate and APR noted. Again, the data displayed in the LendingTree  rate table are examples only based on the limited information provided. Please review our full list of advertising disclosures to see more detailed examples of the average current rates borrowers are being matched at Advertising Disclosures.

      Mortgage rate quotes displayed on LendingTree rate table including loan pricing data, rates and fees, are provided by third party data providers including, but not limited to, Mortech®, a registered trademark of Zillow®, LoanXEngine, a product of Mortgage Builder Software, Inc., and LoanTek, Inc.

       

       

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      101 https://www.lendingtree.com/disclosure/101/ Thu, 16 Jan 2020 18:40:31 +0000 https://wp.lendingtree.com/disclosure/101 A Personal Loan can offer funds relatively quickly once you qualify you could have your funds within a few days to a week. A loan can be fixed for a term and rate or variable with fluctuating amount due and rate assessed, be sure to speak with your loan officer about the actual term and rate you may qualify for based on your credit history and ability to repay the loan. A personal loan can assist in paying off high-interest rate balances with one fixed term payment, so it is important that you try to obtain a fixed term and rate if your goal is to reduce your debt. Some lenders may require that you have an account with them already and for a prescribed period of time in order to qualify for better rates on their personal loan products. Lenders may charge an origination fee generally around 1% of the amount sought. Be sure to ask about all fees, costs and terms associated with each loan product. Loan amounts of $1,000 up to $50,000 are available through participating lenders; however, your state, credit history, credit score, personal financial situation, and lender underwriting criteria can impact the amount, fees, terms and rates offered. Ask your loan officer for details.

      As of 15-Jul-22, LendingTree Personal Loan consumers were seeing match rates as low as 3.99% (on a $15000 loan amount for a term of three (3) years. Rates and APRs were based on a self-identified credit score of 700 or higher, zero down payment, origination fees of $0 to $100 (depending on loan amount and term selected). Here are some examples of matches consumers were receiving during this time period:

      Loan Amount Loan Term (Years) Rate APR Origination Fee Estimated Fixed Monthly Payment*
      $1,000 3 5.59% 6.94% $19.90 $30.24
      $5,000 3 5.24% 5.91% $50.00 $150.40
      $5,000 5 5.24% 6.08% $100.00 $94.91
      $10,000 3 4.69% 4.69% $0.00 $298.32
      $10,000 5 3.99% 3.99% $0.00 $184.12
      $15,000 3 3.99% 3.99% $0.00 $442.79
      $15,000 5 3.99% 3.99% $0.00 $276.18
      $20,000 3 3.99% 3.99% $0.00 $590.39
      $20,000 5 3.99% 3.99% $0.00 $368.24
      $25,000 3 3.99% 3.99% $0.00 $737.99
      $25,000 5 3.99% 3.99% $0.00 $460.30
      $30,000 3 3.99% 3.99% $0.00 $885.59
      $30,000 5 3.99% 3.99% $0.00 $552.36
      $35,000 3 3.99% 3.99% $0.00 $1033.18
      $35,000 5 3.99% 3.99% $0.00 $644.42
      $50,000 3 3.99% 3.99% $0.00 $1475.98
      $50,000 5 3.99% 3.99% $0.00 $920.60

      *Rates and APR assume fixed rate for the term of the loan may not be available for all consumers, ask your lender for a fixed rate quote.

      Here’s how it can work:*

      Example 1: A $10,000 loan with a 5-year term at 13% Annual Percentage Rate (APR) would be repayable in 60 monthly installments of $228 each. The actual payment amount and year-end balance will vary based on the APR, loan amount, and term selected.

      Example 2: A $25,000.00 secured personal loan financed for 60 months at an interest rate of 8.500% would yield an APR* (Annual Percentage Rate) of 8.496% and 59 monthly payments of $512.87 and 1 final payment of $513.24.

      *These examples are for illustrative purposes only. The examples and match rates are not a guarantee, agreement, or commitment to loan funds or extend credit. Interest rates and terms are subject to change at any time without notice. Loans are not available in all states at all requested amounts. All loan applications are subject to credit approval by the lender(s) with whom you are matched. LendingTree, LLC does not offer, extend, or alter credit terms it merely connects you with lenders who can perform such activities after reviewing your credit history (a hard pull of credit will be performed by lenders with whom you are matched in order to provide you with prompt responses to your loan needs) under the Fair Credit Reporting Act such permissible purpose exists in order to evaluate your request promptly and adequately. Rate, terms and fees will be based on your individual credit history and underwritten by the lender NOT LendingTree. All Equal Credit Opportunity Act requirements are adhered to and each lender will provide you with all required disclosures. Request all fees, terms, and rate information from the participating lender as LendingTree, LLC does not receive any funds from you and only receives a “lead fee” from the lender.

      The Personal Loan offers that appear on this site are from companies from which LendingTree receives compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear or whether a lender is “featured” on the site). LendingTree does not include all Personal Loan companies or all types of offers available in the marketplace.

      Personal Loan Providers determine the underwriting criteria necessary for approval, you should review each Provider's terms and conditions to determine which loan works for you and your personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider's discretion. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown.

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      94 https://www.lendingtree.com/disclosure/94/ Wed, 15 Jan 2020 15:30:31 +0000 https://wp.lendingtree.com/disclosure/94 The card offers that appear on this site are from companies from which LendingTree receives compensation. This compensation may impact how and where products appear on this site (including for example, the order in which they appear). LendingTree does not include all card companies or all card offers available in the marketplace.

      Credit Card Providers determine the underwriting criteria necessary for approval, you should review each Provider’s terms and conditions to determine which card works for you and your personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All credit card rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider’s discretion. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown. The “Credit Needed” information is provided by the Credit Card Providers and is not a guarantee of approval.

      Any opinions, analyses, reviews or recommendations expressed in articles, marketing materials or otherwise are those of the author’s alone and/or LendingTree, and have not been reviewed, approved or otherwise endorsed by any Credit Card Provider.

      See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the provider’s website.

      Credit Card Balance Transfer Calculator

      ASSUMPTIONS: The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.

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      126 https://www.lendingtree.com/disclosure/126/ Fri, 20 Dec 2019 21:33:11 +0000 https://www.lendingtree.com/?post_type=disclosure&p=73428 Offers which appear on LendingTree’s Personal Loan Rate Tables are from companies from which LendingTree receives compensation. This compensation may impact the location and order in which these products appear. The figures displayed are based on offers provided by lenders on our network during the previous two weeks. The Rate Table can be adjusted based on inputs that you select. Your individual credit situation will play a factor in the rates and terms for which you would ultimately qualify. You may contact certain lenders to inquire directly about their loan products. If you choose to move forward on LendingTree’s website, you will be asked to share certain information on a qualification form which will be provided to providers that may be able to fulfill your product request, if such a provider is available. By submitting a qualification form, you are not guaranteed to see offers from any provider, even if that provider appears on the rate table you are viewing.

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